Welcome to my blog! I created this site in 2008 to provide a place for showcasing my photos and to provide information or links helpful to other photographers. As time has passed, I've added music videos and information as well. I will occasionally make comments, but will not preach or keep anyone from making comments of their own. Everyone is entitled to an opinion and I love the feedback! My goal is to make this website a regular destination for anyone who loves photography and music and wants to see what I've been up to.

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Tuesday, March 24, 2015


Last year I posted a tongue-in-cheek statement about being so proud of myself that I had finally gotten around to printing up my tax forms (www.mbluhmphotos.com/2013_03_01_archive.html).

This year, I waited until the last moment again because I really hate pulling out all of my records and categorizing them between medical prescriptions, medical doctors, travel, business expenses, etc.  By the time I had added up everything on my Itemized Deductions, I had enough to deduct all of the tax owed to the point where the total was a large, negative number.

I was thinking, "Man, I'm going to get the biggest tax refund of my life!"  Then I thought again.  I realized, that since I'm now retired and not working for anyone but myself, I no longer have any withholding tax to report and that, my friends, is the stuff that refunds are made of (other than earned income credits which I don't qualify for).

So, I guess I'm going to have to get used to no refunds now.  Refunds are, of course, just money that was yours to begin with that the government, through the ends and outs of the income tax return, has calculated that it will allow you to receive back; just a year-long savings account. The good news is that I don't have to pay any additional tax!  Yay!